Financial security for you and your family
Life assurance
You would do anything to defend and protect your loved ones, spouse, partner and children while you are alive. Yet when we discuss life assurance people often say "Well there is the death in service life cover that is free, that will take care of the family" Well death in service benefits are usually three or four times your salary. What happens when that money has been exhausted in four years time?
Why leave your loved ones dependant on the hand outs from the state? Forced to sell the family home? By discussing your wishes and requirements, we can help you to continue to provide the care and security to your family long after your death.
Critical Illness
The number of people surviving and recovering from a critical illness is increasing. With advances in medicine it is possible to have a heart attack and survive. Be diagnosed with cancer, but not die. You might not be able to work, so how would you afford to pay the mortgage? Pay the monthly bills? If you die the life policy will pay out, but if you are diagnosed as suffering a specified critical illness you will still need financial help.
Research shows that 300,000 people each year are diagnosed with cancer (Cancer Research UK Race for Life May 2007). Without critical illness cover this could plunge families into financial uncertainty. Make sure this does not happen to you. Talk with us today!
Protecting your income Should you be unable to work because of an accident or long term illness, will your employer pay your salary? If so for how long? With proper planning you can secure your income until you return to work, find an alternative employment or retire.
Forms
Click to download the forms as required
Life Cover Term Assurance Form
Life Cover Term Assurance person
Talk with us now, you cannot afford to delay.
For more information telephone 01778 341658 or email enquiries@oakwood.uk.com